| Category | Details |
|---|---|
| Scheme Name | Atal Pension Yojana (APY) |
| Launch Date | 9 May 2015 |
| Target Group | Workers in the unorganised and low-income sectors |
| Purpose | To ensure universal social security for citizens, particularly those with limited income stability |
| Eligibility | Indian citizens aged 18-40 years with a bank or post office savings account |
| Pension Start Age | 60 years (payouts begin from 2035 for early enrollees) |
| Total Enrolments (as of 31 Oct 2025) | 8.34 crore |
| Women's Participation | 48% (4.04 crore women subscribers) |
| Key Initiatives | Government and PFRDA-led outreach through advertisements, brochures in 13 regional languages, virtual training programmes, partnerships with ministries/agencies (e.g., NABARD, NCFE, NRLM, SRLM), and digital channels for onboarding |
| Delivery Network | Public and private banks, regional rural banks, cooperative banks, payments banks, small finance banks, and Department of Posts registered as Points of Presence - APY |
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